Our firm
An independent brokerage built around real estate
JM & ADA Associates LLC is an independent property and casualty insurance brokerage, based in New York and licensed in multiple states. For over 20 years our firm has helped owners, boards and managing agents protect their buildings across the United States.
Who we are
Specialists in insuring buildings
Our firm was built on a single focus: real estate. We place commercial property and casualty insurance for apartment buildings, co-ops, condominiums, HDFC co-ops, mixed-use buildings and commercial property for owners across the United States, with a dedicated New York City practice covering every building type in all five boroughs.
As an independent brokerage, we are not tied to any one insurance company. We market each account to insurers that write that class of real estate, compare the terms, and recommend the program that fits the building, its lender and its board.
Who we serve
Our clients
- Owners of rental apartment buildings and walk-ups
- Co-op and condominium boards
- HDFC co-ops
- Managing agents and property managers
- Owners of mixed-use, office and retail property
- Developers and owners undertaking construction or renovation
Our principles
How we serve our clients
Independence
We represent the property owner, not an insurer. Our recommendations follow the building’s needs.
Clarity
Every proposal explains what is covered, what is excluded, and what your lender, board or bylaws require.
Responsiveness
Certificates, endorsements and questions are handled promptly by our service desk throughout the policy year.
Stewardship
We treat every program as a long-term responsibility, reviewing values, limits and terms before each renewal.
How we work
From first review to every renewal
- 01
Discovery & risk review
We review the building, its operations, current policies, loss history, and what your lender, board or bylaws require.
- 02
Market the account
We take the submission to insurers that write this class of real estate and negotiate terms, limits and pricing on your behalf.
- 03
Proposal & placement
You receive a clear side-by-side proposal. Once you decide, we bind coverage and deliver policies, certificates and lender evidence.
- 04
Service & renewal
Our service desk handles certificates, endorsements and claims support during the year, and we review the full program before every renewal.
Practice areas
What we insure
- Apartment buildings & rentalsWalk-ups, elevator buildings and multifamily portfolios.
- Co-ops & condominiumsMaster programs and board D&O, including HDFC co-ops.
- Mixed-use buildingsResidential and commercial exposures under one program.
- Commercial propertyOffice, retail and shopping center properties.
- Construction & vacant buildingsBuilder’s risk, renovations and vacant property.
Firm information
- Firm
- JM & ADA Associates LLC
- Practice
- Commercial property & casualty
- Market
- Buildings across the United States, with a dedicated New York City practice
- Mailing address
- 800 3rd Ave, Frnt A #1140
New York, NY 10022 - Main line
- 646-494-4355
- New business
- 646-494-4355
- Text 646-494-4355
- processing@realestateinsurance.us
- Hours
- Monday – Friday, 9:00 am – 5:00 pm ET
JM & ADA Associates is an insurance broker, not an insurance company. Coverage is provided by the insurers we place it with.
Let’s review your building’s program.
Send the address and current policy, or call our new business team at 646-494-4355. Own a New York City apartment building? Try the instant estimate.